Americas USA: Insurance

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FlyingTexan

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• Nov 19, 2023

• #1

Who's shopped around and what have you found? I know it's location dependent but should still give an idea. I'm in Houston, Tx and my LR Discovery TD6 is about $2k/yr. Nothing on my record. Hoping this thing isn't insane.

 

R

Rubicon Maybe

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• Nov 19, 2023

• #2

In Nashville, I was giving a preliminary quote of $100 per month for a comprehensive package of insurance

 

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Catpaw4x4

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• Nov 19, 2023

• #3

I think insurance premiums will also depend on the geography of your address - inner city less as more frequently traveled on maintained roads VS. country/ mountain areas higher where off roading more likely. This occurred to me when moving from Piedmont of NC to the NC Mountains.

 

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FlyingTexan

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• Nov 19, 2023

• #4

Catpaw4x4 said:

I think insurance premiums will also depend on the geography of your address - inner city less as more frequently traveled on maintained roads VS. country/ mountain areas higher where off roading more likely. This occurred to me when moving from Piedmont of NC to the NC Mountains.

Click to expand...

WOW. Is that a big branch? I'm sure houston will be higher but that's still a great deal.

 

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Catpaw4x4

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• Nov 19, 2023

• #5

FlyingTexan said:

WOW. Is that a big branch? I'm sure houston will be higher but that's still a great deal.

Click to expand...

So humorous you have a Discovery TD6 - I have a 96 5 sp manual (Series 1 or 2 ??). ~$300/6 months now in the Blue Ridge Mts but closer to $200 if I still lived in the flat lands of the Piedmont of NC. And I have been with State Farm ~30 yrs.
Agree, $100/month for Nashville is great!! Wonder what company that is with.

 

R

Rubicon Maybe

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• Nov 19, 2023

• #6

Catpaw4x4 said:

So humorous you have a Discovery TD6 - I have a 96 5 sp manual (Series 1 or 2 ??). ~$300/6 months now in the Blue Ridge Mts but closer to $200 if I still lived in the flat lands of the Piedmont of NC. And I have been with State Farm ~30 yrs.
Agree, $100/month for Nashville is great!! Wonder what company that is with.

Click to expand...

State Farm

 

six1five

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• Nov 21, 2023

• #7

Rubicon Maybe said:

State Farm

Click to expand...

Who’s your agent in Nashville? I need to call my SF agent and get a quote.

 

R

Rubicon Maybe

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• Nov 21, 2023

• #8

six1five said:

Who’s your agent in Nashville? I need to call my SF agent and get a quote.

Click to expand...

Marvin Cook

 

Drausch1976

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• Nov 21, 2023

• #9

I’m in CT and got $170/month from State Farm and $200/month from Cincinnati. Geico wanted $3600 for the year.

 

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grenadierguy

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• Nov 21, 2023

• #10

I got a quote for $2300 from Travelers, for a year.

Edited: added length of time

 

Last edited: Nov 21, 2023

AngusMacG

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• Nov 21, 2023

• #11

Geico in MA quoted me $2,380/6 mth. That will fluctuate a bit but Collision coverage is the bulk at $1,486

 

RobS

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• Nov 22, 2023

• #12

New Jersey Manufacturers quoted me $2965/yr.

 

Mr.Espresso

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• Nov 22, 2023

• #13

grenadierguy said:

I got a quote for $2300 from Travelers, for a year.

Edited: added length of time

Click to expand...

Travelers is a damn good insurance company. It is the insurance company of choice for the well healed. Travelers really takes care of their insured.

 

six1five

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• Nov 28, 2023

• #14

Just called my State Farm agent, was quoted $145/m for comp, collision, etc. with our current $1k deductible.

 

Krabby

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• Nov 28, 2023

• #15

I'm pretty sure we have a member affiliated with State Farm - I wonder if he can help. It's tough though because every state probably has its own rules and regs and who can actually write the policy even though it would still be SF.

 

bamanuke

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• Nov 28, 2023

• #16

six1five said:

Just called my State Farm agent, was quoted $145/m for comp, collision, etc. with our current $1k deductible.

Click to expand...

right in line with what Alfa quoted me here in Alabama

 

YellowLab

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• Nov 28, 2023

• #17

State Farm wanted $3K/Yr versus Costco which was $950/Yr -

 

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donnygreygrenadier

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• Nov 28, 2023

• #18

RobS said:

New Jersey Manufacturers quoted me $2965/yr.

Click to expand...

Wow - that’s more than my current total NJM premium for a 2020 X5, 2019 X3M40, and 2020 Airstream Globetrotter (with $750 deductible).

 

RobS

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• Nov 28, 2023

• #19

donnygreygrenadier said:

Wow - that’s more than my current total NJM premium for a 2020 X5, 2019 X3M40, and 2020 Airstream Globetrotter (with $750 deductible).

Click to expand...

It more than doubles the cost of three vehicles I currently have with them. Shopping it.

 

unimogfrog

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• Dec 19, 2023

• #20

YellowLab said:

State Farm wanted $3K/Yr versus Costco which was $950/Yr -

Click to expand...

I'm seeking an insurance quote in California, good suggestion but seems Costco is NOT writing any NEW policies in California according to their Insurance website.
I am still looking, the Grenadier being a new vehicle is not in the VIN # database system that insurance companies use for vehicle ID and info.
This is a bit discouraging so far, my agent is still hunting for a solution.

 

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