AU insurance

[Tazzieman]

Sorry to jump in here, but what does “excess” mean? We don’t use that term. Is it a deductible?

If you have a claim , you pay the first $1500

 

[Tom109]

If you have a claim , you pay the first $1500

Got it. Here that is called your deductible.

 

[QldScout]

TM23.5 $120k / Brisbane / Insurer / *Annual cost / xs $1300 / 1 / Hire car / Windscreen
INSURER ANNUAL COST
Club 4x4 $1758 This looks promising, however the TrustPilot user reviews for 1 star claims issues don't look encouraging.
Suncorp $2036
APIA $2105
Allianz $2124
Youi $2280
RACQ $2722

Other Detail:
1 claim (Not at fault)
Under 25 years excluded
50+ yr drivers

 

[pt888]

Has anyone had experience with club 4x4?

I am currently with APIA for the truck
63yrs/1295 excess/not working/less than 3 times per week/peak hours/15000klm/garaged/no claims last 3 years/rating 1/windscreen/$133K/$1295X/$1195pa with 10% on line discount (which I don't think will apply to renewal) and multi policy. I just did a new quote on line for APIA and it is now $1270pa

Our Van is with CGU at over 2Kpa.

I did an online quote with 4x4 for both the truck and the van. The combined came in at $2300 for market value plus $20K/$10K extra paid for mods and accessories for the truck and van respectively. So I'm thinking of changing.

 

[TheDocAUS]

Has anyone had experience with club 4x4?

I am currently with APIA for the truck
63yrs/1295 excess/not working/less than 3 times per week/peak hours/15000klm/garaged/no claims last 3 years/rating 1/windscreen/$133K/$1295X/$1195pa with 10% on line discount (which I don't think will apply to renewal) and multi policy. I just did a new quote on line for APIA and it is now $1270pa

Our Van is with CGU at over 2Kpa.

I did an online quote with 4x4 for both the truck and the van. The combined came in at $2300 for market value plus $20K/$10K extra paid for mods and accessories for the truck and van respectively. So I'm thinking of changing.

I use them for the IG. Great coverage for all the accessories.

They paid out on my wrecked Patrol without any issues. It was a smooth process.

If you are going on a very remote trip you can add on recovery insurance.