AU insurance

[grenadierboy]

Youi @ $1,061.87 per year
Comprehensive insurance
New car value replacement first 2 years
Then market value replacement
$1,500 excess (windscreen $50 excess)
No hire car

 

[RYAustralia]

Not sure how useful because part of a multi vehicle policy with about 6 vehicles.
Shannons
$126000 agreed value
Premium $1126

Will probably increase the agree value when I confirm the policy

Same.

 

[Tazzieman]

Next time we complain about insurance costs , that Kenyan guy posted that comprehensive is 7000 Euros (almost $Aud12,000) in Kenya.

 

[DaveB]

That little statement says "your not insured"
With 99% of insurance companies.

 

[bigleonski]

That little statement says "your not insured"
With 99% of insurance companies.

View attachment 7827654

If you have permission to be there, you are insured.

 

[DaveB]

If you have permission to be there, you are insured.

Check your insurance.
You are insured on private property within reason and covered by your personal vehicle insurance and the property owners property insurance.
If they state it is not a gazetted road that are absolving themselves of your insurance coverage.

That is the point of the statement
otherwise they would need to get full public liability insurance.

Of the policies that have a clear PDS, or of which we could get clarification, NRMA Insurance, CGU Insurance, Club 4×4 (underwritten by The Hollard Insurance Company), Affinity Insurance Brokers and DGA Insurance (also a broker) will provide coverage for gazetted and ungazetted roads. So if you’re off-roading on private property, for example, and have a crash, you’re covered (provided you have permission to be there).

 

[bigleonski]

Check your insurance.
You are insured on private property within reason and covered by your personal vehicle insurance and the property owners property insurance.
If they state it is not a gazetted road that are absolving themselves of your insurance coverage.

That is the point of the statement
otherwise they would need to get full public liability insurance.

Of the policies that have a clear PDS, or of which we could get clarification, NRMA Insurance, CGU Insurance, Club 4×4 (underwritten by The Hollard Insurance Company), Affinity Insurance Brokers and DGA Insurance (also a broker) will provide coverage for gazetted and ungazetted roads. So if you’re off-roading on private property, for example, and have a crash, you’re covered (provided you have permission to be there).

I have sought clarification in the past so I’m comfortable with deciding where I go.

I get all insurers aren’t the same though.

A bigger issue is generally remote recovery from a breakdown, which isn’t insurance and even ultimate cover from the RACQ etc won’t help.

 

[Mules]

@Davman and @Shorty and others, no issues getting roadside assistance with Shannon's?

I got a quote today and their system knocked back roadside assistance because the Grenadier GVM was too high by 50kg (stating 3500kg was their max). The bloke was stumped when I told him others had secured roadside assistance.

 

[Davman]

Yep - no roadside with Shannon’s - 50kg too heavy.

 

[DaveB]

Yep - no roadside with Shannon’s - 50kg too heavy.

Shannon's don't do roadside assistance they just farm it out to someone else.
My understanding is Ineos provides 5 years roadside assistance in Australia with the vehicle.

 

[Shorty]

Yeah that was the same for me - what rubbish...

The Grenadier is covered anyways initially with Allianz roadside assist.

 

[grenadierboy]

Yep - no roadside with Shannon’s - 50kg too heavy.

Yes - same for me with Youi.

They told me it's 50kg too heavy for the flatbed truck !!

must be a small truck

 

[DaveB]

Yes - same for me with Youi.

They told me it's 50kg too heavy for the flatbed truck !!

must be a small truck

3550 is it's maximum payload not the vehicle weight.
i think you are providing the wrong information.

 

[grenadierboy]

3550 is it's maximum payload not the vehicle weight.
i think you are providing the wrong information.

maybe they always assume the vehicle is laden to it's legal maximum for the purposes of recovery!?

 

[AnD3rew]

3550 is it's maximum payload not the vehicle weight.
i think you are providing the wrong information.

No Shannon’s won’t do roadside assistance for any vehicle with maximum GVM over 3500

 

[DaveB]

No Shannon’s won’t do roadside assistance for any vehicle with maximum GVM over 3500

Yep. Pretty useless for 4wds.

 

[Shopkeep]

Yep. Pretty useless for 4wds.
View attachment 7828133View attachment 7828137

Funny thing is the contractors that Allianz roadside assist use are probably the same ones that Shannons would use.

 

[Tazzieman]

3550kg , tell the chumps to exit the vehicle , bingo.
This GVM limit is a bit silly when you think about it.

 

[AnD3rew]

Funny thing is the contractors that Allianz roadside assist use are probably the same ones that Shannons would use.

Pretty sure they are the same

 

[DaveB]

3550kg , tell the chumps to exit the vehicle , bingo.
This GVM limit is a bit silly when you think about it.

Who are you calling a chump???"