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- Dec 28, 2021
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- 728
Don't take it personally, but I won't be doing @CrazyOldMan 's suggestions - I like my Grenadier plain, not fancy. (The white roof is enough bling for me!)
NFU's claims engineer rang me this morning and asked how deep I got it, so he could decide which route to follow. I said enough to drown the engine but not enough to swamp the interior. The locks, screen and headlight flashes still functioned onto the flat-bed. There's some water in the cabin, mostly from my boots as I was collecting my gear out of the truck, but the lower area of the truck is supposed to be splashproof. He said the claims handlers expected all vehicles in water to behave like basic hatchbacks, but he was anticipating a full and warranted repair.
He assessed the value of the vehicle at £56k, (remembering I have 30k+ miles on it), and an engine swap at about £20k all in. Issues for them is the paucity of technical data and the capacity of the dealer network. He plans to get the engine assessed in the next fortnight and the repairs completed in a month and he intends to project manage it on that basis. I'm to direct claims progress requests to the claims handlers in Bristol.
I think he is being ambitious in terms of completion time, but I do have the capacity to wait a little while. I've been offered the loan of vehicles by colleagues ranging from a Fiat 500 to a Discovery 2, (LR2), but I'll probably use the MX5 (Miata) in the garage.
So far, NFU have met my high expectations, but I must expect my premiums to rise dramatically at renewal.
NFU's claims engineer rang me this morning and asked how deep I got it, so he could decide which route to follow. I said enough to drown the engine but not enough to swamp the interior. The locks, screen and headlight flashes still functioned onto the flat-bed. There's some water in the cabin, mostly from my boots as I was collecting my gear out of the truck, but the lower area of the truck is supposed to be splashproof. He said the claims handlers expected all vehicles in water to behave like basic hatchbacks, but he was anticipating a full and warranted repair.
He assessed the value of the vehicle at £56k, (remembering I have 30k+ miles on it), and an engine swap at about £20k all in. Issues for them is the paucity of technical data and the capacity of the dealer network. He plans to get the engine assessed in the next fortnight and the repairs completed in a month and he intends to project manage it on that basis. I'm to direct claims progress requests to the claims handlers in Bristol.
I think he is being ambitious in terms of completion time, but I do have the capacity to wait a little while. I've been offered the loan of vehicles by colleagues ranging from a Fiat 500 to a Discovery 2, (LR2), but I'll probably use the MX5 (Miata) in the garage.
So far, NFU have met my high expectations, but I must expect my premiums to rise dramatically at renewal.
But if you do not hydro lock it hard, you can recover, especially with such a minor crossing as this. Oh, and stay away from doing that in salt water if you have not heard. 
