The Euro and UK spec models do not have the heavy duty fenders because of pedestrian impact standards. The Australian and US models do have reinforced fenders that are rated for 150kg. The rating is for 150kg with or without the checker plate. The plate is simply a scuff resistance surface that is added on top of the fenders and does not impact the load rating. The attached image is from the Ineos accessory catalog. Note that the wording is confusing. The fenders come from the factory with additional reinforcement underneath that allow for the high load rating, again outside the Euro zone. The checker plate is an accessory that is installed by a dealer/agent to protect the paint if an owner wants to use the fenders as a working platform.
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