Yes I agree.
By the time you add that $5K + $15K to the $101,123 it comes to $121,123
My Grenadier order is $121,116 on the road.
It has FR lockers, bull bar, side bars, side steps, dual battery, front and rear tow bars, K02 tyres, leather seats, Safari windows, hi-load wiring, etc etc with a 5 year factory warranty.
It doesn't have Toyota dealership network or support. So you are completely correct, that has a value to it.
The real intangible is the personal appeal of the vehicle.
To many people the vehicle is just a means to an end. It is purely transport to get where they want to go.
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