[QUOTE username=emax userid=8900646 postid=1332927414]This mostly the same here in Germany. My quote is at 30% after many years without claims. We have six vehicles under contract there, our house is insured there, garage, rural (=good) area, only 12000 Km/year and the drivers are only my wife and me and thus above 25 years.Aand the car is payed by me, no loan.
This all contributes to a lower rate, and as it seems, insurances elsewhere in the world apply the same arithmetic.[/QUOTE]
By the time this arrives my wife will be 64 and I will be 60.
We have two cars , two houses and our contents all insured with the same company so very similar.
I will use this for work but still under 12,000km per year.
I have to finance it for tax reasons as my company pays a car allowance to me and pays for the fuel.
Insurance, maintenance, interest and costs are all tax deductible and I claim depreciation on the car over 5 years.
I will either trade-in (part exchange??) my current vehicle or just sell it privately and add it to the deposit.
Insurance is a minor cost but I also make sure I have maximum cover, replacement hire car, windscreen etc.
Luckily this vehicles windscreen doesnât seem to have all the fancy stuff most cars have these days which make the replacement windscreens ridiculously priced and hard to replace.
Try to get a new land rover windscreen replaced in a remote location.