Best of luck. Insurance is a real bug bear. Fortunately, my own insurance saw a relatively small increase however, for me, the stars were all aligned. model of Grenadier (SW), my age, record, location, use, miles, etc. were all in the right zones.
You tried LV and NFU? Also Hastings? They all seem very competitiveMy initial quick quotes through a comparison site have come in at Admiral being the cheapest at £863 but when I checked that doesn’t include windscreen cover
The best with screen cover was Admiral at £936.
Anyone have any experience with Elephant or Diamond insurance. They were £947 and £956 respectively. Although I have heard of Admiral, the above reviews of them doesn’t seem great !!
Why would an insurance company not offer renewals? Trying to learn more about the UK insurance landscape.
Because for them, it is a risk they are not prepared to take on for any amount of premium
I was with LV as I transferred from my previous car part way through the year. My renewal came recently and I read the small print and LV expected a tracker to be installed .
So they will take on unknown new drivers but not known drivers? Just not understanding and probing more.
Hi Catpaw
There is no such thing as a unknown driver in the UK, even if you haven't insured with a company, your previous insurance record is on the national "insurance database". However it is about risk vs profit. Some vehicles aren't worth the risk, especially if you live in a city/ high theft area. ( applies to insurance for quad bikes on farms as well).
Thank you Cheshire Cat. Recently read that LRJ is offering £150 / month "contribution" towards insurance for their customers ( thru their own company). Would it be correct to say the theft issues are greater than actual damage issues?
Hi Eric, you are totally correct ... nothing "unknown". Same over here.
... that is I don't know what to say! Can't say I have heard of anything like that on this Side regarding cars but yes on homes. Some states are losing insurance companies or companies refusing to renew customers/ issue new policies because of natural disasters (wildfires, hurricanes, etc). Didn't realize auto theft was such a concern in the UK.
Added to the theft issues, damage can also be a factor of insurance when parts are expense and long lead in time for spares ( when the insurance company has to provide a loan car).Hi Eric, you are totally correct ... nothing "unknown". Same over here.
My Fieldmaster renewal is coming up and I expect Churchiil to decline this time. Tried to get a quote from Direct line but declined.
Interesting. I wonder what the issue is? I’m much like yourself. Retired. Safe postcode. Full NCB. 8k per year. Two cars insured with them. Renewed last December, I thought £517 was high (That’s after I took an eye watering voluntary excess).
It’s where I ended up, multi car and house policy. Will change it next year if they put it up too much.
