Imminent owner struggling with insurance

[Animal3944]

Hi everyone. I'm excited to be picking up my new Grenadier utility later this week, but I'm struggling a little with insurance. Like many in the UK, I'm would like to buy the vehicle through my business, in order to reclaim the VAT, but the insurance quote Ive had for that has been horrendous - £14k! That was through the broker Adrian Flux. Does anyone have any experience with company insurance on the Grenadier? If so, could you tell me who you use please? Many thanks.

 

[Eric]

Hi everyone. I'm excited to be picking up my new Grenadier utility later this week, but I'm struggling a little with insurance. Like many in the UK, I'm would like to buy the vehicle through my business, in order to reclaim the VAT, but the insurance quote Ive had for that has been horrendous - £14k! That was through the broker Adrian Flux. Does anyone have any experience with company insurance on the Grenadier? If so, could you tell me who you use please? Many thanks.

Speak to your local NFU office. Use the telephone and your local office, rather than their call centre or by online. It's amazing what the human touch can do. If they ask for a Thatcham approved alarm, tell them you will install a scorpion tracker instead since it has a factory alarm fitted (but not Thatcham approved). The NFU have a partnership deal with Scorpion and you can buy a tracker quoting NFU for £199 and you will recover that plus a lifetime subscription in what you save in discount by having a tracker fitted.

 

[Bayford]

Hi everyone. I'm excited to be picking up my new Grenadier utility later this week, but I'm struggling a little with insurance. Like many in the UK, I'm would like to buy the vehicle through my business, in order to reclaim the VAT, but the insurance quote Ive had for that has been horrendous - £14k! That was through the broker Adrian Flux. Does anyone have any experience with company insurance on the Grenadier? If so, could you tell me who you use please? Many thanks.

I have the N1 commercial grenadier insured as a commercial vehicle with Aviva through our broker.

Unfortunately I can't tell you what it cost because it is part of a fleet policy with about 40 vehicles on it and I just get an overall invoice for the policy that is not broken down by vehicle - I know that it works out at about £2K per vehicle per annum if you just divide the premium by the number of vehicles - probably sounds high but most are Frozen HGV vehicles which do very high annual mileage and do a wicked amount of damage on the very odd occasions that they hit something.

 

[landmannnn]

Sou

I have the N1 commercial grenadier insured as a commercial vehicle with Aviva through our broker.

Unfortunately I can't tell you what it cost because it is part of a fleet policy with about 40 vehicles on it and I just get an overall invoice for the policy that is not broken down by vehicle - I know that it works out at about £2K per vehicle per annum if you just divide the premium by the number of vehicles - probably sounds high but most are Frozen HGV vehicles which do very high annual mileage and do a wicked amount of damage on the very odd occasions that they hit something.

Hats off to you, last time I was running an hgv fleet there was hardly a day when somebody didn't hit something.

Back on topic, NFU van department did a decent quote for me.

 

[Jeremy996]

Don't use Adrian Flux; they seem to treat the Grenadier really badly.
Ask NFU Mutual, ring your local office and talk to them. (I'm not enjoying my claim with them, but that is not directly their fault. Claims are where insurance companies can actually make a difference).
Try the online comparison services, remembering that technically the Grenadier N1 is a van and the M1 is a car. My first years cover was with Admiral and comparitively cheap, (but that is not a recommendation, Admiral can be a pain to deal with).

 

[Tom D]

I’m on business cover with NFU, I think its around the £700 mark… I had a fair bit of NCD though.

 

[Coullabus]

Got mine through direct Line - memory says around £500. Fieldmaster not commercial.

 

[Pistaah]

My N1 is with Zurich Private Clients along with some other cars - hundreds not thousands from memory