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Insurance

Calling all Grenadier owners in Scotland!
Scottish Grenadiers

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Coullabus
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Coullabus

Coullabus

Grenadier Owner
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Group owner
Local time
6:13 AM
Joined
Sep 28, 2023
Messages
511
Location
Isle of Islay, Scotland.
Hi all - I know there have been other conversations about Insurance (and indeed the perception that some companies are refusing to quote for Grenadiers).

Just received my renewal: fully comp / protected no claims / no claims for years / one driver / approx 8k miles / £750 excess etc. £606.80

How does that compare?
 
CRH

CRH

Grenadier Owner
Local time
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Joined
Mar 5, 2024
Messages
516
Location
United Kingdom
Coullabus said:
Hi all - I know there have been other conversations about Insurance (and indeed the perception that some companies are refusing to quote for Grenadiers).

Just received my renewal: fully comp / protected no claims / no claims for years / one driver / approx 8k miles / £750 excess etc. £606.80

How does that compare?
Click to expand...
You do live in a crime riden area though 🤣
 
CRH

CRH

Grenadier Owner
Local time
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Joined
Mar 5, 2024
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516
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United Kingdom
Coullabus said:
Rumour has it that we even have Police officers! Not seen one for months. Most recent? At a Laphroaig evening - live bands in the courtyard etc.
Click to expand...
That's just showing off, we just have speed cameras and cctv.
 
J

Julian

Grenadier Owner
Local time
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Joined
Mar 16, 2023
Messages
30
Location
Argyll & Bute, Scotland
Coullabus said:
Hi all - I know there have been other conversations about Insurance (and indeed the perception that some companies are refusing to quote for Grenadiers).

Just received my renewal: fully comp / protected no claims / no claims for years / one driver / approx 8k miles / £750 excess etc. £606.80

How does that compare?
Click to expand...
Hi Tony, thanks for this. If you don't mind me asking which company is the £606 quote from please? I'm guessing the theft risk is zero, as you just need to phone CalMac and get them to look out for one
 
Coullabus

Coullabus

Grenadier Owner
Forum Donor
Group owner
Local time
6:13 AM
Joined
Sep 28, 2023
Messages
511
Location
Isle of Islay, Scotland.
Julian said:
Hi Tony, thanks for this. If you don't mind me asking which company is the £606 quote from please? I'm guessing the theft risk is zero, as you just need to phone CalMac and get them to look out for one
Click to expand...
Direct Line - I also have (so they tell me) a multi car discount . [Volvo XC90, 2018, £404].
 
pete54

pete54

GG-2562
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Apr 27, 2023
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Sounds like a good deal Tony - I am just coming up for renewal with Admiral (multicar and Gren is on van insurance). I am 40% more than you but we do have roundabouts here! Also I couldn’t apply my 15+ yrs no claims last year as I still had my D4. Have sold it now so asked to apply it this time but still waiting for an answer; hopefully that will reduce the premium a bit.
 
Coullabus

Coullabus

Grenadier Owner
Forum Donor
Group owner
Local time
6:13 AM
Joined
Sep 28, 2023
Messages
511
Location
Isle of Islay, Scotland.
Julian said:
Hi Tony, thanks for this. If you don't mind me asking which company is the £606 quote from please? I'm guessing the theft risk is zero, as you just need to phone CalMac and get them to look out for one
Click to expand...
Just remembered… a couple of years back, at the Islay Festival, a motorhome was stolen at a distillery open day. Keys left in it :rolleyes:, found three days later tucked away in the dunes - three inebriated foreigners living in it!
 
remote medic

remote medic

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Apr 7, 2024
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Scotland, UK
Hi Tony - my insurance was a similar price through admiral - direct line wouldn't offer quote and other companies were over a grand. Similar spec with no claims etc etc .Only problem here currently is drifting snow so most likely stay Aberdeen side until things quieten day, as I would look somewhat daft trying to clear snow while on crutches. Quote with Admiral was easy to do on their website
 
Coullabus

Coullabus

Grenadier Owner
Forum Donor
Group owner
Local time
6:13 AM
Joined
Sep 28, 2023
Messages
511
Location
Isle of Islay, Scotland.
remote medic said:
Hi Tony - my insurance was a similar price through admiral - direct line wouldn't offer quote and other companies were over a grand. Similar spec with no claims etc etc .Only problem here currently is drifting snow so most likely stay Aberdeen side until things quieten day, as I would look somewhat daft trying to clear snow while on crutches. Quote with Admiral was easy to do on their website
Click to expand...
I wonder why Direct Line insure mine, but wouldn’t offer you a quote. Strange.

We had a very light dusting of snow over night. Gone now - snow here is very unusual. Being in the Gulf Stream we rarely have the extremes of weather. Except winter wind!
 
Baron von Teuchter

Baron von Teuchter

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Nov 21, 2023
Messages
474
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NE Scotland
Honestly seems a little higher than I might have expected for your location and status.

I’m 44, 18 years ncb on this policy, no claims, no points, rural AB postcode, garaged, 10k/year, insured for me and wife and it’s about £500 as part of a 6 car admiral Multicar policy (so it does get discounted).
 
Coullabus

Coullabus

Grenadier Owner
Forum Donor
Group owner
Local time
6:13 AM
Joined
Sep 28, 2023
Messages
511
Location
Isle of Islay, Scotland.
Baron von Teuchter said:
Honestly seems a little higher than I might have expected for your location and status.

I’m 44, 18 years ncb on this policy, no claims, no points, rural AB postcode, garaged, 10k/year, insured for me and wife and it’s about £500 as part of a 6 car admiral Multicar policy (so it does get discounted).
Click to expand...
May check Admiral for a quote - thanks

Edit: Admiral are unable to quote on-line!
 
Baron von Teuchter

Baron von Teuchter

Grenadier Owner
Lifetime Supporter
Group supervisor
Local time
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Joined
Nov 21, 2023
Messages
474
Location
NE Scotland
Indeed.

When I first got it (almost exactly a year ago) Admiral struggled to insure it - there was a block on the vehicle type by their underwriters and eventually the (excellent) customer services manager managed to get it fixed and they gave me an extra year NCB on all the cars and a £200 M&S voucher for all the messing about.

I’ve been with admiral for years and whilst they may not always be the very cheapest they are always in lowest few options and their service is excellent - which buys my loyalty 😅
 
C'mon tae grips

C'mon tae grips

Grenadier Owner
Local time
6:13 AM
Joined
Sep 14, 2024
Messages
65
Location
Perthshire, Scotland
Baron von Teuchter said:
Honestly seems a little higher than I might have expected for your location and status.

I’m 44, 18 years ncb on this policy, no claims, no points, rural AB postcode, garaged, 10k/year, insured for me and wife and it’s about £500 as part of a 6 car admiral Multicar policy (so it does get discounted).
Click to expand...
Admiral also. Four cars on mine £555 for the Grenadier. 20 yrs NCD, parked on drive. Probably could get it cheaper elsewhere but their website is easy to use and great to have all cars done at the same time.
 
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